Introducing Paychex PaySM
An online account established by Central Bank of Kansas City, Member FDIC.
Seamless Banking1 Solutions with Paychex PaySM
Paychex Pay℠ is an alternative to traditional banking that offers employees convenience, security, and access to their paychecks up to two days early2. It comes with a Paychex Pay Debit Mastercard® and optional Savings Account to easily manage finances all from a user-friendly app3.
Don’t wait, discover the benefits of Paychex Pay℠ today.
1Paychex is not a bank. Banking service provided by Central Bank of Kansas City, Member FDIC.
2In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits payment provider when they submit your deposit information to the bank for processing. Early deposit of funds will begin upon the 2nd qualifying deposit. A qualifying deposit is defined as a direct deposit greater than $5.00 received from the same payer.
3Standard message and data rates from your wireless provider may apply.
Key Benefits
Convenience
Account information is available online, via the mobile app3 or by contacting Customer Service.
3Standard message and data rates from your wireless provider may apply.
Access to Funds
Employees can access their earnings upon payment with direct deposit.
Security
Employees will have peace of mind knowing they are protected with Mastercard’s Zero Liability Protection Policy4.
4Mastercard won’t hold you responsible for unauthorized transactions. As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft; and you promptly reported loss or theft to Customer Service. If you believe there has been unauthorized use of your account and you meet the conditions above, rest easy knowing you have the protection of Mastercard’s Zero Liability promise.
Easy Signup
No enrollment fee and no credit check. Subject to successful ID verification.
Accountholder Benefits
Get Paid Early
Get paid up to two days early with direct deposit2.
Cash Access
Easy access to cash with no-fee ATM withdrawals at MoneyPass® ATMs.
Savings
An optional savings account with no minimum balance required.
Cash Back Rewards
Earn cash back5 for qualifying purchases made at various retailers.
Easily Move Money
Move money6 between accounts or send money to a friend, all within the app.
Discover the Benefits
2In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits payment provider when they submit your deposit information to the bank for processing. Early deposit of funds will begin upon the 2nd qualifying deposit. A qualifying deposit is defined as a direct deposit greater than $5.00 received from the same payer.
5Participating in Paychex Pay Rewards is optional, and you may opt-out at any time by calling 1-866-438-0579. Offers are based on your shopping habits. Cashback is earned by using your Paychex Pay Card for qualifying purchases and is credited to your account once the qualified purchase transaction is settled, depending upon the merchant. Central Bank of Kansas City is not affiliated with and does not endorse or sponsor the rewards program. For complete details, including the use of transaction data, see the Paychex Pay Rewards Terms of Service provided to you with the Deposit Account Agreement.
6Fees and limitations may apply. Consult your Deposit Account Agreement and Fee Schedule for complete details.
Frequently Asked Questions
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What Is Paychex Pay℠?
What Is Paychex Pay℠?
Paychex Pay is an online account available to your employees at no cost to you. It comes with a Debit Mastercard and optional savings account.
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Who Is Eligible for Paychex Pay?
Who Is Eligible for Paychex Pay?
Paychex Pay is available to U.S. citizens or legal residents who are 18 years old or older who work for a participating employer using Paychex Flex.
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I Am a Client, How Can I Offer This to My Employees?
I Am a Client, How Can I Offer This to My Employees?
Paychex Pay is a part of Paychex Flex® Perks – a marketplace of solutions that gives your employees a variety of personal, professional, and financial benefits – at no cost to you. Not all products are available to all clients and their employees; eligible products will be displayed within Paychex Flex.
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How Can My Organization Opt-Out of This Product?
How Can My Organization Opt-Out of This Product?
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I Am an Employee, How Do I Sign Up for Paychex Pay?
I Am an Employee, How Do I Sign Up for Paychex Pay?
Found in the My Perks section of your Paychex Flex® login, Paychex Pay is one of the additional benefits provided to you by your employer.
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What Happens if I Leave My Current Employer or My Employer Leaves Paychex?
What Happens if I Leave My Current Employer or My Employer Leaves Paychex?
The Paychex Pay Account is your bank account that you keep even if you leave your current employer or if your employer no longer uses Paychex services.
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How Can I Get Additional Assistance With My Account?
How Can I Get Additional Assistance With My Account?
Contact Customer Service at 1-866-438-0579 24 hours a day, 7 days a week, in both English and Spanish.