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Paychex HR PEO Annual Enrollment

cover image of the flex annual enrollment video
PEO Annual Enrollment
2:50

Top Resources

Annual Enrollment Resources

Leverage these user-friendly resources to keep the enrollment journey on track for you and your employees. Share the poster and calendar with your team or hang them in the office to remind employees of their election deadline!

Distribute Employee Enrollment Instructions

Enrollment is easy for employees. Download and distribute these instructions once you receive email confirmation of your 2025 elections.

Have Your Questions Answered

Contact your Human Resources Professional (HRP), or call our Health and Benefits Service Team, Monday through Friday, 8 a.m. – 8 p.m. ET.

2025 Annual Enrollment — What To Expect

Per IRS regulations, Annual Enrollment is the <strong>only time of year</strong> that you can make changes to your benefit plans and employer contributions for pre-tax benefits.

Annual Enrollment usually begins in October for the following policy year. To help ensure a smooth annual enrollment experience, this process consists of three phases. Each phase is time-sensitive and requires your participation.

If you have questions or would like to discuss changes or walk through Phase 1 together, please contact your HRP. Below are the three phases of Annual Enrollment and important deadlines:

Phase 1 – Employer Elections, starting Oct. 8, 2024

Deadline: Nov. 8, 2024

  • Employer elects which benefits will be offered to employees for the 2025 plan year.

Phase 2 – Employee Elections

Deadline: Dec. 13, 2024

  • Employees elect, confirm and/or waive coverage for 2025 – ALL EMPLOYEES MUST TAKE ACTION.
  • Note: The Health and Benefits site opens for employees within 24 hours of employer's Phase 1 submission.

Phase 3 – Review Elections

Deadline: Dec. 31, 2024

  • Health and Benefits elections are reviewed by employer and/or their employees for Paychex administrative errors.
  • Employers submit Paychex administrative errors to [email protected].

 Overview of Selected PEO Benefits

  • Ancillary Benefits

    Ancillary Benefits

    There's no cost to you, as these voluntary benefits don’t require an employer contribution.

    To learn more about the new voluntary benefits plans available for offer to your employees, visit the following resources:

    PEO Ancillary URL Links

  • Part-Time Benefits Information

    Part-Time Benefits Information

    Part-time employees and their families now have access to more benefits, including virtual doctor visits, discount dental and vision offerings, and supplemental insurance solutions.

    These services are provided directly through Smart Solution Plus™ Marketplace at no cost to you, the employer. Employees work directly with Smart Solution Plus Marketplace to register, select and pay for these benefits (no payroll deductions).

  • Flexible Spending Account (FSA)

    Flexible Spending Account (FSA)

    A Flexible Spending Account (FSA) is a pretax benefit that enables eligible employees to set aside a specific pretax dollar amount for out-of-pocket, eligible unreimbursed medical, dental, vision, orthodontia, and dependent care expenses.

    • For questions regarding the setup of your FSA plan, please contact your HRP.
    • Employee enrollment
    • Deadline for FSA enrollment: Dec. 31, 2024.
  • Health Savings Account (HSA)

    Health Savings Account (HSA)

    A Health Savings Account (HSA) is an employee-funded account created in the employee’s name. It requires enrollment in a qualifying High Deductible Health Plan (HDHP) and allows employees to pay for current/future medical expenses tax-free.

    • For questions regarding the setup of your HSA plan, please contact your HRP.
    • Employee enrollment
  • 401(k)

    401(k)

    A 401(k) plan is a qualified retirement plan that allows you and your employees to save and invest for retirement on a tax-deferred (pre-tax) basis. (A Roth 401(k) offers after-tax savings.) Employees are eligible to enter your company-sponsored plan on the first entry date after fulfilling the plan’s eligibility requirements as outlined in the plan Adoption Agreement.

    • Eligible employees can enroll through Paychex Flex or the Paychex Flex app.
      • Log into Paychex Flex and select Retirement to access the plan details.
      • A Start Your Retirement Plan or Enroll Now notification will appear if you’re eligible.
        • Once enrolled, employees can log in and update their plan elections and beneficiary information at any time.
    • Employee Enrollment
      • Send an email to newly eligible employees to encourage them to enroll online (be sure to attach the Summary Plan Description, General Information Sheet, and Participant Fee Disclosure), or build and distribute your own enrollment kit.
      • Remind newly enrolled employees to enter their beneficiary information online at http://www.paychexflex.com.
      • Remind enrolled employees of their annual automatic deferral increase (if applicable).

    For questions about their 401(k) plan, employees can call 877-244-1771.

  • Employee Assistance Program (EAP)

    Employee Assistance Program (EAP)

    NexGen Employee Assistance Program is an enhanced work and family life benefit provided through Employee Network, Inc. (eni). This is a prepaid, confidential service that provides quick online or telephonic support to help employees with day-to-day issues, improve work/life balance, and enhance well-being. The EAP benefit includes:

    • 24/7 access to a NexGen EAP intake specialist
    • Three free counseling sessions
    • Dedicated personal assistants
    • Wellness program
    • Legal referral
    • Mindfulness training
    • Virtual concierge services
    • NexGen EAP mobile app

    Personalized web portal For questions regarding this benefit, please contact our Health and Benefits Service Team at [email protected] or call 800-741-6277, Option 4, then Option 2, Monday through Friday, 8 a.m. - 8 p.m. ET.

  • Working Advantage

    Working Advantage

    Paychex has partnered with Working Advantage, LLC, to provide you and your employees with discounted products and services such as Broadway theater tickets, theme parks, movie rentals, and more.

    This is a cost-free benefit that provides employees with access to thousands of exclusive travel and entertainment discounts, so they can make the most of their time away from work.

    For questions regarding this benefit, please contact our Health and Benefits Service Team at [email protected] or call 800-741-6277, Option 4, then Option 2, Monday through Friday 8 a.m. - 8 p.m. ET.

  • FinFit Financial Fitness Program for Employees

    FinFit Financial Fitness Program for Employees

    Help employees take control of their finances with helpful financial planning resources, including an online personal wellness assessment, calculators, apps, and other educational tools.

    FinFit is a free service that you can offer employees with a wide variety of financial tools and resources. This program can be accessed through Paychex Flex® login or the FinFit mobile app.

    For questions regarding this benefit, please contact your HRP.